> For the complete documentation index, see [llms.txt](https://docs.bscs.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.bscs.finance/defi-1/ido-rules/riskless.md).

# Riskless

### Riskless IDO Projects

<figure><img src="/files/0VWMQht2jrRUCnORjj27" alt=""><figcaption></figcaption></figure>

### **Riskless Rule Details**

#### **⭐️** Claim/Refund Mechanism:&#x20;

At the Token Generation Event (TGE), users select one option:

* **Claim**: Receive the full token allocation, adhering to the project’s schedule including unlock and vesting token.
* **Refund**: Receive a complete refund of committed funds.

#### **⭐️** Key Details

* Choosing one option voids the other.
* Applicable across all IDO pools: Community, Guaranteed, and First Come, First Served.
* Refund timelines by tier:
  * **Unrank (no stake)**: 24 hours post-claim.
  * **Unicorn (Bronze to Platinum)**: 48 hours post-claim.
  * **Decacorn (Diamond and Super Diamond)**: 72 hours post-claim.

{% hint style="info" %}
**Importance Notice: Decisions must be made within the refund period.**\
If no decision (Refund) is made, it will be determined as your commitment to the project, and tokens can be claimed according to the vesting schedule.
{% endhint %}